Financial Help for Single Mothers

Becoming a single mother is something that can happen for many reasons; some people make the choice after a difficult relationship and see it as a positive step, others have it forced upon them and have to deal with the consequences as they come. Either way, the act of raising children alone can be difficult to manage, particularly when it comes to finances and managing outgoing money, and some women feel that are being punished for their choices and have nowhere to turn. There is light at the end of the tunnel and there are plenty of options in financial help for single mothers that can make life easier and open doors women assumed were closed.

There are many different types of financial help available to struggling mothers.

The first place to go if you find yourself in this situation and unable to make ends meet is a local government agency to enlist in national welfare programs that can provide some extra cash and support. The TANF program – Temporary Assistance for Needy Families – is a five year program run by the Department of Health and Human Services that is designed to get struggling families back on their feet and there are always the food stamps of the Supplemental Nutrition Assistance Program or the more female-orientated WIC initiative. Elsewhere, single mothers can find help with loans and even advice on claiming child support.

Financial help for single mothers is not just about general welfare and subsidising income, there are also programs that can help with specific costs and goals that could provide answers that women had never even considered. Programs as straightforward as the free school lunches scheme are a simple action that can make a big difference on a budget and a child’s nutrition and free children’s health insurance, via the Department of Public Welfare, is essential for families having trouble with the rising costs of dentist treatments and vaccinations. These measures are great for the budget and the kids but there are also business grants to help single mothers progress with their career and scholarships for those that feel they have to give up on education. Sites like The Grants For College Sites and Resource provides struggling mothers with many college grant opportunities.

Financial aid is about support and reassurance as much as money.

While it is great that there are so many programs available with the potential to help, getting this financial aid is not always that straight forward. Many systems are means tested and this is great for ensuring that women are treated as individuals with their own personal situations, instead of being lumped together in one group; however, it can also have negative connotations for those that struggle to find their place and are confused by the rules. An example of this is the large number of women that struggle to get by and pay childcare on their current salary but earn too much to qualify for food stamps.

When women find themselves in these situations it is important that they are offered a level of support that treats their individual situation with respect and finds the ideal solution. The final sums of money that people receive are certainly the end goal here but there is so much more that financial help for single mothers can provide than simply getting them from A to B. It is important that concerned mothers contact government agencies and find advisers that have the time to discuss options instead of just accepting a cheque they assume is the best on offer. Knowledge and information on alternative resources opens up new doors to single mothers and can take them in a positive direction they had not yet considered.

Summary: financial help for single mothers is about more than a regular handout.

A typical CNA will make around $10 an hour according to cnatrainingforu.com which is the occupation of most single mothers. There are plenty of options for women to look into if they are struggling to pay for childcare or bills as a single parent – from children’s health insurance to food stamps – but women should take the time to learn about their options and make the most of the government support that is available to them. The more people know the more choices they have and prospects like scholarships and specialized grants will suddenly become a viable option. The situation may seem hopeless to begin with but with some thought, patience and the right assistance it is possible to find the right help.